https://buribai.com/tools/ Recent content in 工具 on NoCap不日白 Hugo zh-CN NoCapBRB@qq.com (NoCap不日白) NoCapBRB@qq.com (NoCap不日白) This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. Sat, 01 Aug 2026 03:00:00 +0800 https://buribai.com/tools/bea-optimizer/ Sat, 01 Aug 2026 03:00:00 +0800NoCapBRB@qq.com (NoCap不日白) https://buribai.com/tools/bea-optimizer/ <div class="bea-calc" id="bea-calc"> <h1 class="bea-calc__hero-title">东亚：8月盛夏赏</h1> <p class="bea-calc__disclaimer">计算器仅为粗糙版，计算结果也仅供参考，不用上纲上线</p> <section class="bea-calc__step"> <h2 class="bea-calc__step-title"><span class="bea-calc__step-num">1</span> 数据与成本初始化</h2> <div class="bea-calc__own"> <span class="bea-calc__own-label">目前有哪些卡</span> <div class="bea-calc__own-list"> <label class="bea-calc__own-item"> <input type="checkbox" data-own="wm" checked> <span>wm</span> </label> <label class="bea-calc__own-item"> <input type="checkbox" data-own="sgwm" checked> <span>sgwm</span> </label> <label class="bea-calc__own-item"> <input type="checkbox" data-own="udc" checked> <span>UDC</span> </label> </div> </div> <div class="bea-calc__fields"> <label class="bea-calc__field"> <span class="bea-calc__field-label">UDC 7月已刷 (RMB)</span> <input type="text" inputmode="numeric" data-field="julyUdc" value="10000"> </label> <label class="bea-calc__field"> <span class="bea-calc__field-label">银联刷卡万元成本 (RMB)</span> <input type="text" inputmode="decimal" data-field="costUdc" value="" placeholder="选填"> </label> <label class="bea-calc__field"> <span class="bea-calc__field-label">万事达刷卡万元成本 (RMB)</span> <input type="text" inputmode="decimal" data-field="costMc" value="" placeholder="选填"> </label> </div> </section> <section class="bea-calc__step"> <h2 class="bea-calc__step-title"><span class="bea-calc__step-num">2</span> 确定 8 月目标</h2> <div class="bea-calc__tier-picks" role="tablist" aria-label="八月档位"> <button type="button" class="bea-calc__tier-pick" data-tier-pick="8000" aria-selected="false">8k 档</button> <button type="button" class="bea-calc__tier-pick" data-tier-pick="18000" aria-selected="false">1.8w 档</button> <button type="button" class="bea-calc__tier-pick is-active" data-tier-pick="45000" aria-selected="true">4.5w 档</button> </div> <div class="bea-calc__addons"> <label class="bea-calc__addon" data-addon-udc> <input type="checkbox" data-field="chaseUdc45k" checked> <span>UDC 刷 4.5w 返 800 现金</span> </label> <label class="bea-calc__addon" data-addon-mc> <input type="checkbox" data-field="forceMcPocket" checked> <span data-mc-addon-label>夏日赏 28w 奖分落入 WM</span> </label> </div> <div class="bea-calc__actions"> <button type="button" class="bea-calc__action bea-calc__action--primary" data-action="calc">计算</button> <button type="button" class="bea-calc__action bea-calc__action--ghost" data-action="reset">重置</button> </div> </section> <section class="bea-calc__step" data-results hidden> <h2 class="bea-calc__step-title"><span class="bea-calc__step-num">3</span> 刷卡金额分配方案</h2> <div class="bea-calc__cards"> <div class="bea-calc__card" data-card="wm"> <div class="bea-calc__card-head"> <span class="bea-calc__card-rank">1</span> <div class="bea-calc__card-meta"> <div class="bea-calc__card-name"> <span class="bea-calc__card-title">wm</span> <button type="button" class="bea-calc__info" data-info hidden title="没有刷满本月额外奖赏" aria-label="没有刷满本月额外奖赏">i</button> <label class="bea-calc__floor"> <input type="checkbox" data-floor="wm" data-floor-min="10000" checked> <span>最低 1w</span> </label> </div> </div> <span class="bea-calc__card-value" data-card-value="wm">0</span> </div> <div class="bea-calc__slider-row" data-slider-row="wm"> <span class="bea-calc__slider-lock" data-slider-lock hidden></span> <input type="range" class="bea-calc__card-slider" data-card-slider="wm" min="0" max="120000" step="100" value="0"> </div> </div> <div class="bea-calc__card" data-card="sgwm"> <div class="bea-calc__card-head"> <span class="bea-calc__card-rank">2</span> <div class="bea-calc__card-meta"> <div class="bea-calc__card-name"> <span class="bea-calc__card-title">sgwm</span> <button type="button" class="bea-calc__info" data-info hidden title="没有刷满本月额外奖赏" aria-label="没有刷满本月额外奖赏">i</button> <label class="bea-calc__floor"> <input type="checkbox" data-floor="sgwm" data-floor-min="10000" checked> <span>最低 1w</span> </label> </div> </div> <span class="bea-calc__card-value" data-card-value="sgwm">0</span> </div> <div class="bea-calc__slider-row" data-slider-row="sgwm"> <span class="bea-calc__slider-lock" data-slider-lock hidden></span> <input type="range" class="bea-calc__card-slider" data-card-slider="sgwm" min="0" max="120000" step="100" value="0"> </div> </div> <div class="bea-calc__card" data-card="udc"> <div class="bea-calc__card-head"> <span class="bea-calc__card-rank">3</span> <div class="bea-calc__card-meta"> <div class="bea-calc__card-name"> <span class="bea-calc__card-title">UDC</span> <button type="button" class="bea-calc__info" data-info hidden title="没有刷满本月额外奖赏" aria-label="没有刷满本月额外奖赏">i</button> <label class="bea-calc__floor"> <input type="checkbox" data-floor="udc" data-floor-min="9100" checked> <span data-udc-floor-label>达标最低要求</span> </label> </div> </div> <span class="bea-calc__card-value" data-card-value="udc">0</span> </div> <div class="bea-calc__slider-row" data-slider-row="udc"> <span class="bea-calc__slider-lock" data-slider-lock hidden></span> <input type="range" class="bea-calc__card-slider" data-card-slider="udc" min="0" max="120000" step="50" value="0"> </div> </div> <div class="bea-calc__status" data-status> <div class="bea-calc__status-item bea-calc__status-item--sum" data-status-august> <span class="bea-calc__status-label">8月刷卡总额</span> <span class="bea-calc__status-value" data-august-total>—</span> </div> <p class="bea-calc__hint">注意：为保险起见，实际刷卡金额应该略微超过该金额 👆</p> https://buribai.com/tools/loan-calc/ Wed, 29 Jul 2026 12:00:00 +0800NoCapBRB@qq.com (NoCap不日白) https://buribai.com/tools/loan-calc/ <div class="loan-calc" id="loan-calc"> <div class="loan-calc__layout"> <h2 class="loan-calc__title loan-calc__title--form">房贷（车贷）计算器</h2> <div class="loan-calc__form"> <div class="loan-calc__row"> <div class="loan-calc__label">贷款金额</div> <div class="loan-calc__fields"> <input data-field="amount" type="text" inputmode="decimal" autocomplete="off" value="1000000" aria-label="贷款金额"> <span class="loan-calc__amount-wan" data-role="amount-wan" hidden></span> </div> <div class="loan-calc__unit">元</div> </div> <div class="loan-calc__row"> <div class="loan-calc__label">贷款年限</div> <div class="loan-calc__fields"> <input class="loan-calc__term-num" data-field="term-num" type="text" inputmode="numeric" autocomplete="off" value="30" aria-label="贷款年限数值"> <select class="loan-calc__term-unit" data-field="term-unit" aria-label="贷款年限单位"> <option value="month">月</option> <option value="year" selected>年</option> </select> </div> </div> <div class="loan-calc__row"> <div class="loan-calc__label">年利率</div> <div class="loan-calc__fields"> <input data-field="rate" type="text" inputmode="decimal" autocomplete="off" value="3.5" aria-label="年利率"> </div> <div class="loan-calc__unit">%</div> </div> <div class="loan-calc__row"> <div class="loan-calc__label">还款方式</div> <div class="loan-calc__fields"> <select data-field="method" aria-label="还款方式"> <option value="annuity" selected>等额本息</option> <option value="principal">等额本金</option> </select> </div> </div> <div class="loan-calc__actions"> <button type="button" class="is-primary" data-action="calc">计算月供</button> <button type="button" data-action="reset">重置</button> </div> <div class="loan-calc__error" data-role="error" role="alert"></div> </div> <div class="loan-calc__tips"> <div class="loan-calc__tips-col"> <span class="loan-calc__tag">等额本息</span> <span class="loan-calc__tips-text">每月还款固定，前期压力小</span> </div> <div class="loan-calc__tips-col"> <span class="loan-calc__tag">等额本金</span> <span class="loan-calc__tips-text">每月还款递减，总利息更少</span> </div> </div> <h2 class="loan-calc__title loan-calc__title--summary">还款详情</h2> <div class="loan-calc__panel loan-calc__panel--summary"> <div class="loan-calc__result" data-role="summary"> <h2 class="loan-calc__title loan-calc__title--inner loan-calc__title--summary-inner">还款详情</h2> <div class="loan-calc__cards"> <div class="loan-calc__metrics"> <div class="loan-calc__card is-principal"> <span class="loan-calc__result-label">贷款金额</span> <span class="loan-calc__result-amount"> <span class="loan-calc__result-main"> <span class="loan-calc__result-value" data-out="principal"></span> <span class="loan-calc__unit-text">元</span> </span> <span class="loan-calc__result-wan" data-role="principal-wan" hidden></span> </span> </div> <div class="loan-calc__card is-monthly"> <span class="loan-calc__result-label">月供金额</span> <span class="loan-calc__result-amount"> <span class="loan-calc__result-main"> <span class="loan-calc__result-value" data-out="monthly"></span> <span class="loan-calc__unit-text">元</span> </span> <span class="loan-calc__result-wan" data-role="monthly-wan" hidden></span> <span class="loan-calc__monthly-hint" data-role="monthly-hint" hidden></span> </span> </div> <div class="loan-calc__card is-interest"> <span class="loan-calc__result-label">总利息</span> <span class="loan-calc__result-amount"> <span class="loan-calc__result-main"> <span class="loan-calc__result-value" data-out="interest"></span> <span class="loan-calc__unit-text">元</span> </span> <span class="loan-calc__result-wan" data-role="interest-wan" hidden></span> </span> </div> <div class="loan-calc__card is-total"> <span class="loan-calc__result-label">本金 + 利息</span> <span class="loan-calc__result-amount"> <span class="loan-calc__result-main"> <span class="loan-calc__result-value" data-out="total"></span> <span class="loan-calc__unit-text">元</span> </span> <span class="loan-calc__result-wan" data-role="total-wan" hidden></span> </span> </div> </div> <div class="loan-calc__card is-details loan-calc__details" data-out="details"></div> </div> </div> <div class="loan-calc__result-empty" data-role="summary-empty">点击「计算月供」<br>查看还款详情</div> <img class="loan-calc__brand" src="https://buribai.com/images/avatar.webp" alt="" width="27" height="27" decoding="async"> </div> <h2 class="loan-calc__title loan-calc__title--plan">每月还款计划</h2> <div class="loan-calc__panel loan-calc__panel--plan"> <div class="loan-calc__plan" data-role="plan"> <h2 class="loan-calc__title loan-calc__title--inner loan-calc__title--plan-inner">每月还款计划</h2> <div class="loan-calc__table-wrap"> <table class="loan-calc__table"> <thead> <tr> <th>期数</th> <th>月供</th> <th>本金</th> <th>利息</th> </tr> </thead> <tbody data-out="schedule"></tbody> </table> </div> </div> <div class="loan-calc__result-empty loan-calc__result-empty--plan" data-role="plan-empty">点击「计算月供」<br>查看每月还款计划</div> </div> <p class="loan-calc__note">计算结果仅供参考，请以实际放贷与还款为准</p> https://buribai.com/tools/interest-calc/ Wed, 29 Jul 2026 12:00:00 +0800NoCapBRB@qq.com (NoCap不日白) https://buribai.com/tools/interest-calc/ <div class="interest-calc" id="interest-calc"> <div class="interest-calc__layout"> <h2 class="interest-calc__title interest-calc__title--form">银行利息计算器</h2> <div class="interest-calc__form"> <div class="interest-calc__row"> <div class="interest-calc__label">存款金额</div> <div class="interest-calc__fields"> <input data-field="amount" type="text" inputmode="decimal" autocomplete="off" value="10000" aria-label="存款金额"> <span class="interest-calc__amount-wan" data-role="amount-wan" hidden></span> </div> <div class="interest-calc__unit">元</div> </div> <div class="interest-calc__row"> <div class="interest-calc__label">存款类型</div> <div class="interest-calc__fields"> <select data-field="type" aria-label="存款类型"> <option value="demand" selected>活期存款</option> <option value="fixed">定期存款</option> </select> </div> </div> <div class="interest-calc__row" data-period="demand"> <div class="interest-calc__label">存款周期</div> <div class="interest-calc__fields"> <input class="interest-calc__period-num" data-field="demand-num" type="text" inputmode="numeric" autocomplete="off" value="1" aria-label="存款周期数值"> <select class="interest-calc__period-unit" data-field="demand-unit" aria-label="存款周期单位"> <option value="day">日</option> <option value="month" selected>月</option> <option value="year">年</option> </select> </div> </div> <div class="interest-calc__row" data-period="fixed" hidden> <div class="interest-calc__label">存款周期</div> <div class="interest-calc__fields"> <select data-field="fixed-term" aria-label="定期存款周期"> <option value="3m" selected>3个月</option> <option value="6m">6个月</option> <option value="9m">9个月</option> <option value="1y">1年</option> <option value="2y">2年</option> <option value="3y">3年</option> <option value="5y">5年</option> </select> </div> </div> <div class="interest-calc__row"> <div class="interest-calc__label">存款利率</div> <div class="interest-calc__fields"> <input data-field="rate" type="text" inputmode="decimal" autocomplete="off" value="0.35" aria-label="存款利率"> </div> <div class="interest-calc__unit">%</div> </div> <div class="interest-calc__actions"> <button type="button" class="is-primary" data-action="calc">计算收益</button> <button type="button" data-action="reset">重置</button> </div> <div class="interest-calc__error" data-role="error" role="alert"></div> </div> <div class="interest-calc__tips"> <div class="interest-calc__tips-col"> <span class="interest-calc__tag">存款利率</span> <span class="interest-calc__tips-text interest-calc__tips-text--narrow">点击下方利率，自动填入</span> <span class="interest-calc__tips-text interest-calc__tips-text--wide">点击右方利率，自动填入</span> </div> <div class="interest-calc__tips-col"> <span class="interest-calc__tag">外资银行</span> <span class="interest-calc__tips-text"><a href="https://buribai.com/about/">作者</a>免费对接全国<a href="https://buribai.com/banks-opening/">外资行</a></span> </div> </div> <h2 class="interest-calc__title interest-calc__title--result">计算结果</h2> <div class="interest-calc__panel interest-calc__panel--result"> <div class="interest-calc__result" data-role="result"> <h2 class="interest-calc__title interest-calc__title--result-inner">计算结果</h2> <div class="interest-calc__cards"> <div class="interest-calc__metrics"> <div class="interest-calc__card is-principal"> <span class="interest-calc__result-label">本金</span> <span class="interest-calc__result-amount"> <span class="interest-calc__result-main"> <span class="interest-calc__result-value" data-out="principal"></span> <span class="interest-calc__unit-text">元</span> </span> <span class="interest-calc__result-wan" data-role="principal-wan" hidden></span> </span> </div> <div class="interest-calc__card is-interest"> <span class="interest-calc__result-label">利息</span> <span class="interest-calc__result-amount"> <span class="interest-calc__result-main"> <span class="interest-calc__result-value" data-out="interest"></span> <span class="interest-calc__unit-text">元</span> </span> <span class="interest-calc__result-wan" data-role="interest-wan" hidden></span> </span> </div> <div class="interest-calc__card is-total"> <span class="interest-calc__result-label">本金 + 利息</span> <span class="interest-calc__result-amount"> <span class="interest-calc__result-main"> <span class="interest-calc__result-value" data-out="total"></span> <span class="interest-calc__unit-text">元</span> </span> <span class="interest-calc__result-wan" data-role="total-wan" hidden></span> </span> </div> </div> <div class="interest-calc__card is-details interest-calc__details" data-out="details"></div> </div> </div> <img class="interest-calc__brand" src="https://buribai.com/images/avatar.png" alt="" width="27" height="27" decoding="async"> </div> <h2 class="interest-calc__title interest-calc__title--rates"> <button type="button" class="interest-calc__rates-toggle" data-action="toggle-rates" aria-expanded="true" aria-controls="interest-calc-rates-panel" aria-label="收起定期利率">▼</button><span class="interest-calc__rates-title-text">定期利率 · 2026年8月</span> </h2> <div class="interest-calc__panel interest-calc__panel--rates" id="interest-calc-rates-panel"> <div class="interest-calc__rates" data-role="rates"> <h2 class="interest-calc__title interest-calc__title--rates-inner"> <button type="button" class="interest-calc__rates-toggle" data-action="toggle-rates" aria-expanded="true" aria-controls="interest-calc-rates-panel" aria-label="收起定期利率">▼</button><span class="interest-calc__rates-title-text">定期利率 · 2026年8月</span> </h2> <p class="interest-calc__rates-sub">中国大陆：国有四大行 vs 外资四大行</p>